Clear the Smoke

Get the Protection Your Auto Loan Should Already Have

If your vehicle is ever totaled or stolen, your insurance settlement may not cover the full balance of your loan. That could leave you paying out of pocket for a car you no longer have.

That’s where GAP protection comes in.

For a limited time, new auto loans funded between April 1 and June 30 include GAP protection at no cost through Central Valley Firefighters Credit Union — a $295 value. Dealerships may charge up to $1,000 for similar protection.

Apply Now

What Is GAP Protection?

GAP protection helps cover the difference between:

what your insurance pays after a total loss
and what you still owe on your auto loan

If your vehicle is worth less than your remaining loan balance, that “gap” could become your responsibility.

With CVFCU, eligible new auto loans funded during the promotional period include that added protection at no cost.

Why It Matters

A vehicle can lose value quickly. If it’s totaled or stolen, insurance may only pay the current market value — not the full amount left on your loan.

That means you could be left with:

an unpaid loan balance
an unexpected financial hit
the stress of starting over without full protection

GAP protection helps reduce that risk.

Why Finance with CVFCU?

When you finance with Central Valley Firefighters Credit Union, you get more than a loan.

Limited-Time Added Value

GAP protection included at no cost on qualifying new auto loans funded April 1–June 30.

Protection That Makes Sense

Dealerships may charge up to $1,000 for similar coverage. CVFCU includes it as part of this limited-time offer.

Service Built for Firefighter Families

Local service. Straight answers. Financing that works for your life.

Ready to Apply?

Get into your next vehicle with financing that helps protect you from the unexpected.

For a limited time, new auto loans include GAP protection at no cost — a $295 value.

Apply Now

View Rates

GAP (Guaranteed Auto Protection) protection provided at no cost on new auto loans funded between April 1 and June 30. Dealership GAP products may cost up to $1,000; actual pricing varies by dealer. GAP protection subject to terms and conditions. Maximum claim payment $50,000. Vehicles must be 20 years old or newer. Maximum finance amount $100,000. Coverage may not apply if loan is more than two payments delinquent. Additional restrictions may apply. Contact CVFCU for full details. Federally insured by NCUA.

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