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FACTS WHAT DOES CENTRAL VALLEY FIREFIGHTERS CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service
you have with us. This information can include
– Social Security number and income
– account balances and payment history
– transaction history and account transactions
When you are no longer our member, we continue to share your information as described
in this notice.
How? All financial companies need to share members’ personal information to run their
everyday business. In the section below, we list the reasons financial companies can
share their members’ personal information; the reasons Central Valley Firefighters Credit
Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Central Valley Firefighters Credit Union share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes —
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes —
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes —
information about your creditworthiness
No We don’t share
For nonaffiliates to market to you Yes No
What we do
How does Central Valley Firefighters
Credit Union protect my personal information?
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards
and secured files and buildings.
How does Central Valley Firefighters
Credit Union collect my personal information
We collect your personal information, for example when you
  • open an account or use your credit or debit card
  • provide employment information or apply for a loan
  • make deposits or withdrawals from your account

We also collect your personal information from others, such
as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes —
    information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional
rights to limit sharing. See below for more on your rights
under state law..

Definitions
Affiliates Companies related by common ownership or control. They
can be financial and nonfinancial companies
Central Valley Firefighters Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They
can be financial and nonfinancial companies
Central Valley Firefighters Credit Union does not share
with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
Central Valley Firefighters Credit Union does not share
with Joint Marketing companies so they can market to you
Other important information
California law provides that a consumer has the right to control the sharing of personal and financial
information with nonaffiliated financial companies the financial institution contracts with to provide
financial products and services. To exercise your right, refer to the separate notice titled, “Important
Privacy Choices for Consumers” which is provided to you by Central Valley Firefighters Credit Union

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