From temporary hardships to lack of credit history, financial challenges can happen to anyone. If you’re trying to rebuild a damaged credit rating or working to establish credit for the first time, a VISA® Share Secured Credit Card from Central Valley Firefighters Credit Union may be just the tool you need.
Because the card is secured by an initial cash deposit, there is no approval process or credit inquiry required. This helpful alternative can be used anywhere VISA® is accepted, so it provides the convenience of a traditional credit card. As an additional benefit, the account is also reported to credit bureaus on a monthly basis, which is critical to starting or rebuilding a track record of positive credit management.
To see if a VISA® Share Secured Credit Card is right for your financial situation, visit us in person at our main branch or call us at 559.228.1997.
For your security, all newly issued credit cards come with an EMV chip. For more information on how the cards protect your purchases and your identity, visit VISA®.
For details on rates and terms, you can read the Credit Card Disclosure here.