Routing #: 321172536

privacy Policy

Firefighter wearing a helmet and protective gear, including a breathing mask, stands in a dimly lit space.

Facts	What does CVFCU do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include – Social Security number and income – account balances and payment history – transaction history and account transactions When you are no longer our member, we continue to share your information as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Central Valley Firefighters Credit Union chooses to share; and whether you can limit this sharing.

Questions?
Call us at 559.228.1997.

Reasons we can share your personal information	Does Central Valley FCU share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness	No	We don’t share
For nonaffiliates to market to you	Yes	No

What We Do
How does Central Valley Firefighters Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Central Valley Firefighters Credit Union collect my personal information	We collect your personal information, for example when you open an account or use your credit or debit card provide employment information or apply for a loan make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Central Valley Firefighters Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Central Valley Firefighters Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Central Valley Firefighters Credit Union does not share with Joint Marketing companies so they can market to you.

Other important information
California law provides that a consumer has the right to control the sharing of personal and financial information with nonaffiliated financial companies the financial institution contracts with to provide financial products and services. To exercise your right, refer to the separate notice titled, “Important Privacy Choices for Consumers” which is provided to you by Central Valley Firefighters Credit Union.

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Central Valley Firefighters Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Central Valley Firefighters Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

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