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Your Freshman’s College Launch Checklist

Portrait of adult pretty woman and young boy holding box labeled "College" standing outside and looking at eachother with smile.

Sending your child off to college is a big milestone — full of pride, nerves, and a lot of prep.

You’re not just packing their bags. You’re helping them take their first real step toward independence. This checklist will help you get them ready — financially, academically, and emotionally.

  1. Start With Money Talks

Before shopping for dorm gear or buying books, talk about finances. Clear expectations now can prevent headaches later.
  • Set Expectations: Who’s covering what — tuition, groceries, gas, rent? Be specific.
  • Create a Budget Together: List out expenses, even fun ones like coffee or pizza.
  • Review Financial Aid: Know when funds arrive, what they cover, and what’s left.
  • Set Up an Emergency Fund: Even $500 in a shared savings account helps in a pinch.

  1. Teach Banking Basics

College is often a student’s first solo experience managing money. Help them start strong.
  • Open a student checking account
  • Set up mobile banking and alerts
  • Talk about credit use and how to build it wisely
  • Discuss online safety and how to avoid fraud
With the right tools, they’ll build smart money habits from day one.

  1. Dorm Life: Pack Smart and Save

Dorm shopping is exciting — but it can get out of hand fast.
Start with the basics. Add comforts later.

Essentials:
Twin XL bedding, towels, shower gear, storage bins

  • First-aid kit, surge protector, comfy slippers
  • A few personal items — but no clutter

Tips:

  • Coordinate with roommates — no need for duplicate items
  • Check dorm rules — some appliances aren’t allowed
  • Buy in phases — shop sales after move-in to save more

  1. Academic Readiness: Build Strong Habits Early

Tech and textbooks matter — but strong habits matter more.

Must-dos:

  • Submit transcripts, vaccine records, and course registrations on time
  • Rent or buy used textbooks — double-check ISBNs
  • Stock up on notebooks, highlighters, a good backpack, maybe a laptop
Encourage your student to:
  • Block out weekly study time
  • Use a calendar for assignments and deadlines
  • Visit professors and tutoring centers early — not just before finals

  1. Let Go, But Stay Connected

This is their time to grow — but your support still matters.
  • Let them lead, but be there when they ask
  • Check in regularly — not just about classes, but also money and well-being
  • Celebrate smart decisions — they’re learning for life

We’re Here to Help You Launch Confidently

From student accounts to budgeting tools, Central Valley Firefighters Credit Union opens in a new windowis here to support your family’s next chapter. Need help setting up an account or planning your college budget? Come by or give us a call. We’re ready when you are.
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